See how rising prices could change what your money buys—and use the results to start a more informed conversation.
If you have $500,000 today and prices rise 3% a year, it could buy about:
in today’s dollars, after 10 years
This reduction is hypothetical and based on inflation.
It does not reflect an investment loss.
Illustration only. Assumes a constant $500,000 balance and 3% annual inflation for 10 years. Excludes investment returns, contributions, withdrawals, fees, and taxes. Actual results will differ.
Calculation: savings ÷ (1 + inflation rate) ^ years.
Inflation can reduce the purchasing power of your money over time. Some investors choose to own gold and silver because of concerns about inflation, currency weakness, and the long-term purchasing power of the dollar. A specialist can explain how precious metals IRAs work, what they cost, and the steps involved.
Gold and silver prices can fall as well as rise. Physical precious metals do not guarantee protection against inflation, do not pay interest or dividends, and involve costs to buy, store and sell.
How we’re paid: America’s Gold Company earns revenue on the metals it sells, including the difference between our cost and your purchase price. IRA custodians and depositories charge their own setup, storage and annual fees. Ask your specialist for a written breakdown of all costs before you buy.
Explore several inflation rates and time horizons.
Consider your retirement income needs and long-term goals.
Ask about costs, risks, and account requirements.
Get our free introduction to physical gold, silver, and precious metals IRAs.