Speak with a specialist1-888-980-9849
Retirement Purchasing Power Calculator

What could inflation mean
for your retirement savings?

See how rising prices could change what your money buys—and use the results to start a more informed conversation.

Explore your scenario

$10,000$2,000,000
1 year30 years
0.5%10.0%

Adjust the assumptions to explore different scenarios.

Estimated Future Purchasing Power

If you have $500,000 today and prices rise 3% a year, it could buy about:

$372,047

in today’s dollars, after 10 years

Today$500,000
100%
In 10 years$372,047
74.4%
25.6%less purchasing power
$127,953difference in today’s dollars

This reduction is hypothetical and based on inflation.
It does not reflect an investment loss.

Illustration only. Assumes a constant $500,000 balance and 3% annual inflation for 10 years. Excludes investment returns, contributions, withdrawals, fees, and taxes. Actual results will differ.
Calculation: savings ÷ (1 + inflation rate) ^ years.

Plan with rising prices in mind

What rising prices could mean for your savings

Inflation can reduce the purchasing power of your money over time. Some investors choose to own gold and silver because of concerns about inflation, currency weakness, and the long-term purchasing power of the dollar. A specialist can explain how precious metals IRAs work, what they cost, and the steps involved.

Gold and silver prices can fall as well as rise. Physical precious metals do not guarantee protection against inflation, do not pay interest or dividends, and involve costs to buy, store and sell.

Call 1-888-980-9849 to speak with a specialist.

How we’re paid: America’s Gold Company earns revenue on the metals it sells, including the difference between our cost and your purchase price. IRA custodians and depositories charge their own setup, storage and annual fees. Ask your specialist for a written breakdown of all costs before you buy.

Gold bullion bars with packaged precious metals bars
Gold can rise or fall in value and does not guarantee protection against inflation.

A starting point for better questions.

  1. 01

    Understand your assumptions

    Explore several inflation rates and time horizons.

  2. 02

    Review the bigger picture

    Consider your retirement income needs and long-term goals.

  3. 03

    Learn about your options

    Ask about costs, risks, and account requirements.

Prefer to read first?

Get our free introduction to physical gold, silver, and precious metals IRAs.

Call